Frequently Asked Questions

  
FAQs

Have questions about the financial aid process? We've got answers! Have a question that's not answered here? Email us at finaid@uwrf.edu or call 715-425-3141 to get connected with a staff member. We're here to help!
    

A female student works on their homework in Rodli Hall

How do I apply for financial aid?

To apply for any federal or state financial aid programs, you'll need to submit the Free Application for Federal Student Aid (FAFSA). The FAFSA is available at https://fafsa.gov and must be completed each year. The next year’s application is typically available each year after October 1st. You will need to create a FSA ID to complete the FAFSA application. If you are a dependent student, your parent will also need to create a FSA ID.

I probably don't qualify for financial aid. Should I apply anyway?

Yes! There are many sources of non-need based aid but they typically require a FAFSA to be completed. Some sources of non-need based aid are Federal Unsubsidized Stafford loans, Parent PLUS loans, Minnesota SELF loans and alternative loans. You can find more information and application instructions on our Loans page.

How much does it cost to attend UW-River Falls?

Tuition and fees for a given academic year are generally set by the end of the summer. Find the most current information at https://students.uwrf.edu/studentbilling/tuition-and-fees.

How much financial aid will I get?

The minimum amount of financial aid all first year students qualify for is $5,500.00 (via a Federal Student Stafford loan). Eligibility for federal or state grants depends on family income, family size and financial assets. You will receive a Financial Aid Offer Letter from UWRF listing the aid you qualify to receive.

Prospective students: If you would like to get an early estimate of your financial aid eligibility, explore our Net Price Calculator. Remember, this is purely an estimate and your real financial aid awards may differ from your results.

Do I need to be admitted before I can apply for financial aid?

No. The FAFSA opens up October 1 every year for the following school year. On the FAFSA, you can list up to six schools you are considering attending. Before you receive an Award Letter or any financial aid funds at UWRF, you'll need to be admitted as a degree-seeking student.

If you would like to get an early estimate of your financial aid eligibility, explore our Net Price Calculator. Remember, this is purely an estimate and your real financial aid awards may differ from your results.

Do I have to apply for financial aid every year?

Yes! After the first year you complete the FAFSA, you'll be sent an email from the U.S. Department of Education to remind you to reapply for the next year. Even if you don't receive an email, you should remember to fill it out each year.

I am going to be married soon. When should I complete my FAFSA for the next year?

If you want to be considered married for financial aid purposes, you'll need to wait until you are married to complete the FAFSA. We'll also need a copy of your spouse's previous year federal tax return even though you were not married at the time you filed your tax return. If you wait to complete your FAFSA, however, it could mean that you won't have your aid available when tuition is due. In that case, you'd need to make other arrangements to pay your costs until your aid is processed. If you complete your FAFSA before you are married, you must report your status as single even if you will be married before or during the school year for which you are applying for aid. You cannot correct your FAFSA later in the year to say you are now married. Students should evaluate their situation to best determine when to complete the FAFSA.

Will I get all of my financial aid at the beginning of the year?

You will get one disbursement of aid (half of your aid awards) for fall semester and one disbursement (the other half) for spring semester as UWRF has two semesters in each academic year.

My parents are separated or divorced. Which parent should fill out the FAFSA?

If you are determined a dependent on the FAFSA and your parents are separated or divorced, you must provide the information from the parent you have lived with the most in the past 12 months on your FAFSA. If you didn't live with one parent more than the other, then provide the information from the parent who provided you with the most financial support in the past 12 months. For more information, please see Reporting Parent Information from FAFSA at StudentAid.Gov

Why am I a dependent student when my parents no longer claim me on their taxes?

Students are considered dependent and must report parent income information on the FAFSA unless they:

  • are age 24 or older
  • are in graduate school
  • are married
  • have children or dependents
  • are an orphan or ward of the court
  • are currently serving or have served active duty as a veteran of the U.S. Armed Forces
  • were homeless or in foster care
     

Failure to provide parental income will cause the FAFSA to be rejected unless one of the above conditions is true.

For more information, please see Dependency Status from FAFSA at StudentAid.Gov.

My family has some unusual circumstances. How do I report that?

There will be no place to report unusual circumstances on the FAFSA. The Financial Aid Office has the ability to take into consideration situations such as recent loss of income, death of a family member, divorce or economic hardship, for example. Please call the Financial Aid Office at 715-425-3141 to speak with a counselor.

Where can I find scholarships to apply for?

The UW-River Falls Foundation and other external organizations offer scholarships you can apply for. There are also many free online scholarship searches. Learn more here and here.

I won a scholarship. Do I need to report that to UWRF?

Federal regulations require that we consider all outside resources you may receive to finance your education. Your federal and state financial aid eligibility may change if you receive any outside scholarships, grants, DVR assistance, etc. Promptly notify us of any such outside resources so any necessary adjustments can be made to your award as soon as possible. If you are a UW-River Falls student who has received an outside scholarship, you are required to report that scholarship using the Outside Resource Notification Form.

How do I get work study?

The FAFSA results determine who is eligible for Federal Work Study and is dependent on financial need and the availability of funds. Student Assistance on-campus jobs are available to any student, regardless of need. You can learn more about student jobs on our Student Employment page and search for on-campus and off-campus jobs using Handshake.

Are there loan options other than federal loans?

To help with educational costs not met through federal and state financial aid, there are additional loan options. Parents may be interested in a PLUS loan. Minnesota residents may consider the SELF loan. You may also consider applying for an alternative education loan available through private lenders. Please see the types of aid page for more information.

What happens to my financial aid money when it is sent to UWRF?

First, your financial aid is credited toward the balance you owe the university. If the financial aid money does not fully pay your bill, you'll receive a new bill for the remaining balance. If your financial aid is more than your bill, you'll receive a refund for the excess amount. Please visit Receiving Your Aid for more information.

I'm transferring to UWRF. How does financial aid work?

If you are a transfer student and have already completed a FAFSA for the current academic year, you don't need to complete it again. Instead, visit https://fafsa.gov and log back in to your FAFSA application to "Add or Change Schools." Add UWRF's school code: 003923. Your financial aid will not automatically transfer from one school to the next.

If you are a transfer student and have not yet completed a FAFSA, you'll need to complete the FAFSA if you are interested in applying for financial aid.

I need information on loan repayment and loan consolidation.

Visit the "Leaving UWRF" section of the financial aid Resources page for information on Loan Exit Counseling, loan repayment and loan consolidation for your federal student loans.

Am I eligible for aid if I've been incarcerated or subject to involuntary civil commitment?

Students who are incarcerated in a state or federal correctional institution or subject to involuntary civil commitment are not eligible for most aid and are required to inform the Financial Aid office of their incarceration.


  
Graduate Student FAQs

I'm interested in using financial aid for my graduate program. How do I apply?

Click the button to learn more about the application process.

How many credits per semester are required for graduate students to be eligible for financial aid?

To be eligible for aid, students must be enrolled in four credit hours of graduate-level courses. Graduate level courses are courses numbered 600 and above. Undergraduate level courses don't count toward your enrollment load as a graduate student.

Are there deadlines for financial aid?

Yes! And it's important not to miss any! Click the button to see important dates.

What types of financial aid are available for graduate students?

Many types! Click the button to explore your aid options. 

How do I view and accept my aid?

Click the button to learn more about viewing and accepting your financial aid.

How does financial aid get credited to my semester bill?

Click the button to learn more about paying your bill and/or refunds. 

Can I use financial aid during J-Term, Summer Session or while studying abroad?

Learn more about using your aid for J-Term, summer classes or studying abroad by clicking the link below.

Financial Aid

133 Rodli Hall
River Falls, WI 54022

715-425-3141

Monday-Friday, 7:45 a.m.-4:30 p.m.